2009년 7월 31일 금요일

Travel by train

My favorite way to travel by train. First, traveling by train is like a real trip. It is not like by planes, which are so fast. When the train passes the beautiful place, you can see the scenery, traveling by train, you can see many people who goes to the same direction as you. Maybe you can meet your friend on the train by accident. Third, when you are on a train, you can go anywhere. You can do anything. You can check your emails. You can get any bills. No one wants you to help them move or give them a ride. My phone barely worked. All i could do was drink coffee, read and sleep. It was heaven and the price is cheap.

2009년 4월 17일 금요일

Personal Financial Planning(JOE)

Reference:
Lawrence J. Gitman and Michael D. Joehnk. (2005). Personal Financial Planning. P32-34.

Summary:
In Lawrence J. Gitman's and Michael D. Joehnk's book " Pepsonal Financial Planning", the authors tell us what assets are and how much money you have. In the authors opinion there are four kinds of assets. The first one is liquid assets, liquid assets are the things can change to cash and not devalued. the second is investments, and it's hard to know what is investments. Investments are pay for money fires and can get more money back after a long time. Third is real property, the real property is things used every day and can appreciate. The last is personal property, the personal property is things that can move but these can't appreciate. It will be devalued. In this articles, the authors also tell about the liabilities, and they tell you how much money you have and what to do with your libilities. Use different ways to do between long-term and short-term libilities. The authors also tell us what can be listed on a balance sheet and what can't.

2009년 2월 26일 목요일

Abstract

Russia's population is shrinking. This research paper argues that the best solution that Russia should use in order to stop its population from declining is decreasing its death rate. There are three steps that Russia should take to decrease its death rate. Russia should provide an enduring health care system, decrease the consumption of alcohol, cigarettes and drugs, and stop abortion.